Home Today's Paper Most Popular Video Gallery Photo Gallery
Subscription Blog Signin Register
Logo
Tuesday, September 26, 2017 10:22:28 PM
Follow Us On: Facebook Twitter Twitter Twitter Twitter

Identity theft on campus and off

photo by

By
10th-Sep-2017       
Comments
Share your thought
Post a comment »
Read all () »

Alyssa Walker :
Among some of those most vulnerable populations susceptible to identity theft, university students are also among the least worried-and they should be.  In a recent study published by Javelin Identity Fraud, over 64 percent of university students reported feeling "not very concerned about fraud."  The flip side?  They're four times more likely to be victims of "familiar fraud"-friends, family members, and casual acquaintances-than an average consumer.  What's going on and what should you do about this threat?  We've compiled six super tips for you.
 1.    Beware public computers and unsecured WiFi
Limit your usage on any public computer and any WiFi that does not require a password.  Do nothing with banking or billing on any public computer-and always remember to log off.
Whatever you do, avoid the lion's den-unsecure WiFi.  Sure, in your campus library, you're probably fine-as long as you stay connected to secure WiFi.  Once you start to roam though, you may weave in and out of unsecured networks-and ensnare yourself in a trap.  Internet predators often open up "hot spots" on campuses that lure students looking for better internet connections.  Once you've entered one of these tangled webs?  An internet predator can easily hack into your phone, implant Malware-and have access to every password that you have open on your phone.
A quick note on Malware: it's any software that aims to damage or disable computers and their systems.  You're susceptible to it on your phone.  You can have it removed-if you're unsure how to do it yourself, visit your campus tech center for some help.
 2.    Maintain strong passwords
First of all, secure both your phone and your computer with passwords or appropriate passcodes.  It only takes a few seconds-and you can easily remember 8-12 characters, or a few swipes across a screen-to add some security.
When you create your passwords, no one should be able to guess them.  What does this mean?  Don't use your name, email address, phone number, pet's name, birthday, or social security number.  Use a mix of capital and lowercase letters, numbers, and characters.  Pick something that only you will remember. Consider using a tool like 1Password or LastPass that creates and maintains passwords.  Final tip?  Change your passwords frequently.  Emerson had it right: "consistency is the hobgoblin of little minds"-that want to steal your information.  Best place to store those passwords?  In your brain.
3.    Dispose of personal info appropriately
Anything with your name and any financial information, social security number-even snippets of it-should be shredded and recycled.  This includes those "pre-approved" credit card applications that you may receive in the mail, bank statements, student loan paperwork, credit card bills, and any other information that requires you to interact with any financial institution.  Don't throw it away or recycle it as it is-trust no one with this information except yourself-especially on campus.    
4.    Lock your dorm room
While this isn't rocket science, it flies in the face of dorm norms.  Do it anyway.  Your roommate and hall mates don't need unnecessary access to your personal information-and neither does anyone else who happens to wander in.  Key cards to dorms help, but they're not surefire.  With universities ripe for identity theft, even the most innocent-seeming visitor may be looking for more than just a friendly face.
 5.    Safeguard your Social Security Number
Your SSN is the key to your finances.  Memorize it.  Never carry your card with you-keep it in a safe.  The only ones who need it?  Your financial institutions.  Your employer.  That's it.  If anyone else asks you for it, ask if you can give an alternative.  If you can't give an alternative, don't give any number at all.  Walk away.  Never write it on your checks.  Ever.
Check out the Social Security Administration's safety tips.  
6.    Monitor your credit report
Check it at least once a year.  What are you looking for?  Any suspicious activity.  Debts you don't recognize.  Names you don't recognize.  You can get a free credit report once a year at Annual Credit Report, or by calling 877-322-8228.
What should you do if you suspect you're a victim of identity theft?  Contact your financial institutions immediately and let them know.  Consider a credit freeze, which allows you to refuse others access to your credit.
Yes, you're a university student, but as invincible as you may feel, you are never immune to identity theft.  Enjoy your years at university-and play it safe, especially with your identity.  After all, you have only one.
(Alyssa Walker is a freelance writer, educator, and nonprofit consultant. She lives in the White Mountains of New Hampshire with her family).

Tariff
Add Rate

News Archive

Inside The New Nation

Sports »

Kenya`s Gladys Cherono celebrates after winning the women's race of the 44th Berlin marathon in Berlin, Germany on Sunday.


Entertainment »

After recovery Sheikh Runa wants to return in play direction


Promising play director Sheikh Runa has been passing days on bed at hospital now. On September 8 while returning to Dhaka from Sirajganj she was critically injured in a road mishap. Among 12 out of 14 persons of that microbus were killed in that accident. Fortunately Runa was saved. Now ...

Editorial »

Angela Merkel wins Fourth Term


ANGELA Merkel creates history by winning election fourth time. Her Christian Democratic Union/Christian Social Union (CDU/CSU) had maintained a double-digit lead over the Social Democratic Party (SPD) led by Martin Schulz in opinion polling since the 2013 election. Merkel's conservative bloc won 32.5 percent of the vote, making them the ...

City »

Chief Justice Surendra Kumar Sinha administering oath of office to two newly appointed members of Bangladesh Public Service Commission Nurjahan Begum and Kazi Salahuddin Akbar at the Supreme Court Judges Lounge on Monday.


International »

Abe announces snap election amid worries over N Korea crisis


Reuters, Tokyo :Japanese Prime Minister Shinzo Abe said he would dissolve parliament's lower house on Thursday for a snap election, as he seeks a fresh mandate to overcome "a national crisis".Abe, in power for five years, said he needed a mandate to shift some revenues from a planned future tax ...

Editorial »

Despite repeated global condemnation plight of Rohingyas worsens


THE inflow of Rohingya refugees from violence-torn Rakhine State in Myanmar slowed for the last few days owing to bad weather but thousands have started entering Bangladesh once more. According to news sources, at least 10,000 refugees have arrived in Bangladesh so far since last Saturday. Moreover, Amnesty International has ...

Cricket »

Shane Warne accused of hitting porn star


Former cricketer Shane Warne has been accused of hitting a porn star as a row escalated at a nightclub in Mayfair.Valerie Fox took to Twitter to share pictures of her alleged injuries - including a bruised eye - after the incident."Proud of yourself? Hitting a woman? Vile creature," she tweeted.The ...

Sports »

Member of FIFA Mahfuza Akter Kiron handing over the prize to a winner of the AFC Under-16 Women's Championship at Chonburi in Thailand recently.


Entertainment »

Khurshid Alam to get Lifetime Achievement Award


Entertainment Report :Legendary singer Khurshid Alam will get the Lifetime Achievement Award in this year’s Channel i Music Award. The award giving ceremony will be held on September 29 at Bangabandhu International Conference Center in the city’s Agargaon area. Awards in sixteen categories concerning music will be given in this ...

City »

Bangladesh Government Primary School Employees Welfare Association formed a human chain in front of the Jatiya Press Club on Sunday demanding nationalization of clerical jobs.


Life »

Even refined sugar invites health risks


Life Desk :When the rest of the world is turning their face away from refined or processed sugar, consumers in Bangladesh have been tending to the detrimental food item. Refined white sugar attracts a large proportion of consumers, but domestically made cane sugar cannot take its fancy, though it is ...

International »

Missile strike on US inevitable: N Korean FM


AP, United Nations :North Korea's foreign minister told world leaders Saturday that U.S. President Donald Trump's insult calling leader Kim Jong Un "rocket man" makes "our rocket's visit to the entire U.S. mainland inevitable all the more."Ri Yong Ho called the American president "a mentally deranged person full of megalomania ...

Sports »

Members of BKSP team, who became champion in Under-16 two-day long Judo Competition pose for photo with the trophy and guests at the Shaheed Suhrawardy Indoor stadium in Mirpur on Saturday.


Editorial »

India to supply Myanmar arms!


INDIA has shunned its reputation of being democratic, generous and hospitable country. They have decided to strengthen their security along the largely porous eastern border with Bangladesh and is using "chilli and stun grenades" to block the entry of Rohingya Muslims fleeing from violence in their homeland of Myanmar. Border ...

Entertainment »

I am not Varun Dhawan that I can dance with Ileana D'Cruz


Sanjay Dutt is all set to make his comeback on the silver screen with Bhoomi that hits the theatre tomorrow. The film revolves around a father who is seeking revenge from the molesters of his daughter's dignity.With Aditi Rao Hydari playing the role of a daughter to Dutt, the senior ...

 
Items that you save may be read at any time on your computer, iPad, iPhone or Android devices.
 
Are you new to our website? Do you have already an account at our website?
Create An Account Log in here
Email this news to a friend or like someone
Email:
Write a comment to this news