Home Today's Paper Most Popular Video Gallery Photo Gallery
Subscription Blog Signin Register
Logo
Wednesday, January 17, 2018 01:05:22 AM
Follow Us On: Facebook Twitter Twitter Twitter Twitter

Identity theft on campus and off

photo by

By
10th-Sep-2017       
Comments
Share your thought
Post a comment »
Read all () »

Alyssa Walker :
Among some of those most vulnerable populations susceptible to identity theft, university students are also among the least worried-and they should be.  In a recent study published by Javelin Identity Fraud, over 64 percent of university students reported feeling "not very concerned about fraud."  The flip side?  They're four times more likely to be victims of "familiar fraud"-friends, family members, and casual acquaintances-than an average consumer.  What's going on and what should you do about this threat?  We've compiled six super tips for you.
 1.    Beware public computers and unsecured WiFi
Limit your usage on any public computer and any WiFi that does not require a password.  Do nothing with banking or billing on any public computer-and always remember to log off.
Whatever you do, avoid the lion's den-unsecure WiFi.  Sure, in your campus library, you're probably fine-as long as you stay connected to secure WiFi.  Once you start to roam though, you may weave in and out of unsecured networks-and ensnare yourself in a trap.  Internet predators often open up "hot spots" on campuses that lure students looking for better internet connections.  Once you've entered one of these tangled webs?  An internet predator can easily hack into your phone, implant Malware-and have access to every password that you have open on your phone.
A quick note on Malware: it's any software that aims to damage or disable computers and their systems.  You're susceptible to it on your phone.  You can have it removed-if you're unsure how to do it yourself, visit your campus tech center for some help.
 2.    Maintain strong passwords
First of all, secure both your phone and your computer with passwords or appropriate passcodes.  It only takes a few seconds-and you can easily remember 8-12 characters, or a few swipes across a screen-to add some security.
When you create your passwords, no one should be able to guess them.  What does this mean?  Don't use your name, email address, phone number, pet's name, birthday, or social security number.  Use a mix of capital and lowercase letters, numbers, and characters.  Pick something that only you will remember. Consider using a tool like 1Password or LastPass that creates and maintains passwords.  Final tip?  Change your passwords frequently.  Emerson had it right: "consistency is the hobgoblin of little minds"-that want to steal your information.  Best place to store those passwords?  In your brain.
3.    Dispose of personal info appropriately
Anything with your name and any financial information, social security number-even snippets of it-should be shredded and recycled.  This includes those "pre-approved" credit card applications that you may receive in the mail, bank statements, student loan paperwork, credit card bills, and any other information that requires you to interact with any financial institution.  Don't throw it away or recycle it as it is-trust no one with this information except yourself-especially on campus.    
4.    Lock your dorm room
While this isn't rocket science, it flies in the face of dorm norms.  Do it anyway.  Your roommate and hall mates don't need unnecessary access to your personal information-and neither does anyone else who happens to wander in.  Key cards to dorms help, but they're not surefire.  With universities ripe for identity theft, even the most innocent-seeming visitor may be looking for more than just a friendly face.
 5.    Safeguard your Social Security Number
Your SSN is the key to your finances.  Memorize it.  Never carry your card with you-keep it in a safe.  The only ones who need it?  Your financial institutions.  Your employer.  That's it.  If anyone else asks you for it, ask if you can give an alternative.  If you can't give an alternative, don't give any number at all.  Walk away.  Never write it on your checks.  Ever.
Check out the Social Security Administration's safety tips.  
6.    Monitor your credit report
Check it at least once a year.  What are you looking for?  Any suspicious activity.  Debts you don't recognize.  Names you don't recognize.  You can get a free credit report once a year at Annual Credit Report, or by calling 877-322-8228.
What should you do if you suspect you're a victim of identity theft?  Contact your financial institutions immediately and let them know.  Consider a credit freeze, which allows you to refuse others access to your credit.
Yes, you're a university student, but as invincible as you may feel, you are never immune to identity theft.  Enjoy your years at university-and play it safe, especially with your identity.  After all, you have only one.
(Alyssa Walker is a freelance writer, educator, and nonprofit consultant. She lives in the White Mountains of New Hampshire with her family).

Tariff
Add Rate

News Archive

Inside The New Nation

Editorial »

Lies about economic progress are coming out


The economy has come under pressure due to the banking sector crisis, inflation and soaring imports amid inadequate export earnings and insufficient remittance inflows, the Centre for Policy Dialogue (CPD) said recently. The banking sector is suffering from cronyism, the think-tank said, adding that various irregularities and embezzlement of public ...

Sports »

Zia finishes runner-up in Delhi Open Rating Chess


GM Ziaur Rahman Zia of SAIF Sporting Club finished runner-up in the 16th Delhi Open International Rating Chess Tournament which concluded on Tuesday at New Delhi in India. GM Zia earned 8 points out of 10 games to became runner-up in the event where total 27 Grandmasters participated.In the 10th ...

Sports »

Petra Kvitova of the Czech Republic makes a forehand return to Germany's Andrea Petkovic during their first round match at the Australian Open tennis championships in Melbourne, Australia on Tuesday.


Entertainment »

Much-awaited intense and gripping trailer of Breathe


After tantalizing the senses of audiences with the edge of the seat teaser, Amazon Prime Video and Abundantia Entertainment have now released the much-awaited trailer of Breathe. Breathe brings to the audience R Madhavan in the OTT space for the very first time. The trailer of the digital series is ...

Entertainment »

Richi works in a serial after returning country


Sheikh Arif Bulbon :Popular TV actress Richi Solaiman returned to Bangladesh on December 8. This time she came here to pass time only with her family and close persons of media. Despite having earlier schedule to come to country Richi did not agree to work for this reason. After returning ...

International »

We will `strangle` US-backed force in Syria `before it`s even born`: Erdogan


Reuters: Beirut :Turkey's Tayyip Erdogan threatened on Monday to "strangle" a planned 30,000-strong US-backed force in Syria "before it's even born," as Washington's backing for Kurdish fighters drove a wedge into relations with one of its main Middle East allies.The United States announced its support on Sunday for plans for ...

International »

Melania, America's enigmatic first lady


AFP, New York :Groomed to perfection yet rarely heard in public, Melania Trump is an enigma-a first lady whose opinions, marriage and goals remain a mystery to millions of Americans.She is without question a unique first lady: a former model who once posed nude in her husband's private jet; the ...

Business & Economy »

NRBC Bank aims to woo investment, quality banking


Kazi Zahidul Hasan  :NRB Commercial (NRBC) Bank Ltd has taken steps to bring substantial amount of foreign investment mainly from expatriate Bangladeshis this year in line with the objective it stated in the founding charter. "The bank was established to bring investment of non-resident Bangladeshi (NRBs) but it slipped from ...

Business & Economy »

Syed Waseque Md. Ali, Managing Director of First Security Islami Bank Limited, poses with the participants of the 28th Foundation Course at its Training Institute in the city recently. Senior officials of the bank were present.


City »

BNP Chairperson Begum Khaleda Zia appeared before the special court on Bakshi Bazar Alia Madrasha premises in the city on Tuesday on two corruption cases filed by Anti-Corruption Commission.


Editorial »

CEC must seek govt.`s cooperation to dissolve parliament


MORE than just holding small and big scale elections, it's time the Election Commission realise that it is essential to ensure the national elections is held in a free, fair and credible manner.  The Election Commission is a constitutional body and its responsibility is to hold election directly on the ...

International »

`I`m not a racist`, Trump says


AFP  :"I'm not a racist. I am the least racist person you have ever interviewed," Trump told reporters at the Trump International Golf Club in West Palm Beach, Florida, where he was having dinner with Republican House Majority Leader Kevin McCarthy.Trump appeared to give up for dead an immigration deal, ...

Football »

Suarez, Messi lead Barcelona to 4-2 comeback win at Sociedad


AP, Barcelona :Barcelona has broken its curse at Anoeta Stadium.Luis Suarez scored twice before Lionel Messi completed Barcelona's 4-2 comeback win at Real Sociedad on Sunday, giving the Catalan club its first league win at the Basque Country team since 2007.Barcelona was behind by two goals when Suarez set up ...

Sports »

The newly elected Executive Committee of Special Olympics Bangladesh pose for a photo session in the city's Tejgaon on Saturday.


Entertainment »

Shabnur, Purnima in a common frame


Entertainment Report :Shabnur and Purnima are two popular actresses in Dhaka film arena. Both of them have already got the National Film Award for single time. Shabnur got the National Award for acting in Mostafizur Rahman Manik’s movie Dui Noyon-er Alo. On the other hand, Purnima received the award for ...

 
Items that you save may be read at any time on your computer, iPad, iPhone or Android devices.
 
Are you new to our website? Do you have already an account at our website?
Create An Account Log in here
Email this news to a friend or like someone
Email:
Write a comment to this news